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PostJust Exactly How Virginia’s Fairness in Lending Act Reforms Small-Dollar Loans

Just Exactly How Virginia’s Fairness in Lending Act Reforms Small-Dollar Loans After several years of legislative efforts to foster a secure and viable marketplace for little loans, Virginia lawmakers in 2020 passed bipartisan legislation—the Fairness in Lending Act (S.B. 421/H.B. 789)—to prohibit loans with big last re payments, called balloon re re re payments, and […]

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